The Court of Appeals recently reaffirmed Washington’s “one client” standard for insurance company defense counsel.
In 1997, the Bar issued ethics advisory opinion No. 1736, addressing whether a claimants’ counsel could indemnify a settling defendant to protect the defendant from outstanding liens that might encumber the settlement. The Bar concluded that the answer was “no” because that would constitute a form of financial assistance beyond the narrow parameters of the rules of professional conduct 1.8(e). Read more
by Morgan Gabse and representatives from the Washington State Medical Association
In preparing to write this “Young People’s ACA” post, I called a young attorney in hopes that she would clue me in to what a younger-than-me solo or small firm attorney would be thinking. She reminded me that the younger-than-me set feels invincible. “Really?” I wanted to ask. “Is that still true?” It is — and it always will be, according to my youthful cohort, for many in the younger set. (I refuse to use the “Gen-X/Gen-Y/Millennial” terms. It’s like categorizing people by their astrological signs to me.) This view made me feel more than ever like the harbinger of doom. I started looking up accidents and youth in our region. That turned dismal abominably quickly.
Is there any other way for me, a slightly older lawyer (though very youthful-older), to write this article? Carol M. Ostrom of the Seattle Times angled in with the mother position (see no. 7). But she was literally speaking to your mothers, not you. Besides, I think you already know that bad stuff can happen to young people. The 18-to-34 age bracket is one of the heaviest users of emergency rooms. Things happen and we need health insurance, more when we are older, but sometimes when we are younger, too. Read more
Read other posts from our Navigating the Affordable Care Act series.
What made up an insurance plan before the Affordable Care Act varied widely, or was hard to ferret out with no comparison tool available. The Marketplace changes that by giving baseline requirements and putting all plans in one location, allowing for side by side comparison. Some of those old plans will still exist, because they will be grandfathered, but none of the plans found in the Marketplace have grandfathered components. If you get it at the Marketplace, you get a guarantee that a uniform set of essential health benefits will be in every plan.
Essential Health Benefits
The essential health benefits are:
- Ambulatory patient services (outpatient care you get without being admitted to a hospital)
- Emergency services
- Hospitalization (such as surgery)
- Maternity and newborn care (care pre- and post- birth)
- Mental health and substance use disorder services, including behavioral health treatment (including counseling and psychotherapy) Read more